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If you haven't heard yet, Cupertino just launched a digital wallet called Apple Pay that randomizes your credit cards' numbers.

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Understand that this way of funding is far less than the ACH system and credit/debit card funding into PayPal. What eBay/PayPal did was create “new money” ...

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A balance transfer is when you transfer an existing credit card balance onto another credit card account (ideally with a 0% APR balance transfer promo).

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